Financial literacy principles and techniques are often not taught in regular school curriculums, whether in the USA or China. Lack of financial literacy can significantly impact someone's working life, potentially extending retirement ages and leading to financial insecurity. Finance can seem obscure or complex due to a lack of awareness, discouraging many from taking the first steps toward learning about it.

CCFI addresses this gap by providing students with essential financial knowledge and skills, fostering a deep understanding of both American and Chinese financial systems. Join us to become part of a community dedicated to making finance accessible, understandable, and engaging.

无论是在美国还是中国，普通学校的课程体系中普遍缺乏金融相关知识的系统教授。金融知识的匮乏会对个体的工作生活产生深远影响，不仅可能导致财务规划能力薄弱，还可能引发退休年龄的延长以及财务安全感的缺失。金融知识因其专业性和复杂性，往往让初学者感到晦涩难懂。加之大众对金融知识的重要性认识不足，这进一步阻碍了青少年学习金融的初步尝试。

CCFI致力于通过向学生传授必备的金融知识与技能，深入促进对美国及中国金融体系的全面理解，从而有效弥补当前金融教育领域的这一显著差距。我们诚邀您加入我们的行列，共同构建一个致力于使金融知识触手可及、易于理解且充满吸引力的学习社区.

Through our events, we will cover:

Introduction to Finance: Explore the basics of financial systems in the USA and China, providing a foundational understanding of how they operate.

• Personal Finance Management: Learn the essentials of budgeting, saving, investing, and managing credit effectively. This chapter includes:

• Personal Finance Fundamentals: Covering banking, debt, credit cards, budgeting, and saving.

• Investing Basics: Understanding key investment terms and vehicles such as stocks, ETFs, index funds, mutual funds, and markets.

• Practical Applications: Applying investment concepts to evaluate and value assets without speculation.

• Cultural Exchange: Gain insights into the cultural differences and similarities in financial habits between the USA and China.

金融概览：‌

此部分旨在深入深入剖析美国与中国金融体系的核心理念与运作机制，为学习者提供对其复杂运作机制的全面而专业的理解。

‌个人财务规划与管理‌

此部分将引领您掌握个人财务管理的核心技能，包括如何科学制定并执行预算、实施有效的储蓄策略、进行明智的投资决策以及信用管理。

‌个人理财基础精讲‌